Homeowners
Alex
Is inflation slowing down in Canada? You’ve likely noticed it, the cost of living has been increasing recently, and everything from groceries to mortgages have become more expensive due to...
Robert
Interest Rate Differential (IRD) There are plenty of reasons it might make sense to break your mortgage early, but the main deterrent from doing so is mortgage penalty fees. There are two main ways...
Ali
Subscribe to receive Perch’s monthly Canada interest forecast newsletter (once a month only!) You will receive an email after you submit this form to finalize your newsletter subscription. *...
Perch
Canada real estate market outlook 2023 You may have heard there’s something of a housing crisis in Canada. Canada currently has the least affordable housing market in the G7, which has been great...
Alex
Why is 20% the magic number? When you buy a home, you need to put some of your own money towards the purchase before a lender will be willing to offer you a mortgage. 20% is the typically quoted...
Alex
The housing crisis in Canada explained It’s no secret that there’s something of a housing crisis in Canada. The price of housing in Canada is a hotly debated topic and there’s no official...
Ali
The Bank of Canada announced on June 7th they will be raising the key interest rate by 25 basis points. This raise comes after a brief pause as the Bank of Canada held rates steady to evaluate the...
Ali
Subscribe to receive Perch’s monthly Canada interest forecast newsletter (once a month only!) You will receive an email after you submit this form to finalize your newsletter subscription. *...
Joey
What happens to my mortgage if my lender goes bankrupt? The ongoing banking crisis in the United States has had many in Canada recently worrying about what would happen if something similar were to...
The housing crisis in Canada explained It’s no secret that there’s something of a housing crisis in Canada. The price of housing in Canada is
The Bank of Canada announced on June 7th they will be raising the key interest rate by 25 basis points. This raise comes after a
Subscribe to receive Perch’s monthly Canada interest forecast newsletter (once a month only!) You will receive an email after you submit this form to finalize
What happens to my mortgage if my lender goes bankrupt? The ongoing banking crisis in the United States has had many in Canada recently worrying
The pros and cons of using a realtor It used to be thought that the internet would spell the end of the realtor, with homeowners
The length of your mortgage amortization is directly related to the size of the payments you’ll be making each month. A longer amortization period will
Earlier this year, headlines of homes being sold from unsuspecting owners on vacation put a highlight on the dangers of fraud in the increasingly expensive
Subscribe to receive Perch’s monthly Canada interest forecast newsletter (once a month only!) You will receive an email after you submit this form to finalize
How do taxes work with leveraged investing? In previous articles, we’ve discussed the ins and outs of leveraged investing, including what it is, how you
The Bank of Canada announced on April 12 they will be continuing to hold interest rates steady. The current overnight rate sits at 4.50%. The
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