Your home ownership ecosystem


Wherever you are in your real estate journey

Our digital platform guides you through each step of the home buying process.

I’m thinking of buying

Run our tools for quick insights into your mortgage options

Start a Home Buying Plan to create a plan towards homeownership

I’m ready to buy

Collaborate with your co-applicants and professionals

Get pre-approved for a mortgage that suits your needs

See rates and apply for the best mortgage through our platform

I already own

Track your monthly property value

Explore refinancing and renewal opportunities to save even more on your mortgage

For home buyers

For homeowners

Our lenders

We look beyond just banks to find the best mortgage offers.

We know one size doesn't fit all when it comes to mortgages. With access to A, B and Private lenders, we can offer you more mortgage options than the banks.

Why are our rates lower?

A mortgage broker is paid a commission by the lender when your deal closes. Using technology and automation, Perch can reduce costs to lower our required commission and pass on the savings to you via a lower mortgage rate. So you get an equivalent (or even better!) product at a lower cost. This isn’t a catch, it’s just efficiency.

We care about your security and privacy. Read our commitment to data responsibility.

The humans behind the technology

Our mission is to make homeownership a realistic goal for all Canadians by creating the most transparent mortgage platform in Canada. Since our inception we’ve been actively growing our multidisciplinary team. Today, the Perch team has a combined experience of 60+ years in mortgages, tech, marketing, and real estate. 
Meet the team →

What users are saying

Articles & Resources

Should You Apply for the First Time Homebuyer’s Incentive?


Starting in 2019, Canadian first-time home buyers were able to apply for a special incentive.

Read more →

The Ultimate Perch Guide to Buying a Home


We break down the entire home buying process step-by-step.

Read more →

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