Compare mortgage rates instantly.

Buy your first home with confidence

See what you can afford and get into the market sooner. Perch puts you on the simplest path to homeownership.

Maximize purchasing power

See your safe-to-bid price on any property

Same day pre-approvals

Get pre-approved online in as little as 20 minutes 

Qualify for more

Get qualified for up to 50% more compared to going with your bank

Finding the Lowest Mortgage Rates...

Why Perch?

Buy wisely, and optimize your financing strategy. We’ve got all the insights you need to choose the right mortgage. Our mortgage search engine reviews thousands of offers from lenders, including Canada’s biggest banks, in seconds.

Sign up and get a same-day pre-approval, maximize your purchasing power and chat 1:1 with a mortgage advisor, all on one seamless platform.

Trusted lenders

We know one size doesn’t fit all when it comes to mortgages, so we look beyond just banks to find the best mortgage offers. With access to A, B, and Private lenders, we can offer you more mortgage options than the banks.

Don’t just take our word for it

“We are so glad that we used Perch for our first home buying experience. My advisor was professional, responsive and extremely helpful as we tried to navigate the ins and outs of the hectic Ontario housing market”

Emily Toronto, ON

“Really happy with Perch for all their help when buying my first home. If you are worried about getting a good mortgage, or need help navigating the purchase of a home, then use Perch”

Alan Calgary, AB

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Get into the market sooner with support at every step