Buyers Buyers
Sean
Here’s a checklist to see if you’re ready for homeownership Buying a home is a huge financial decision no matter your circumstances, so it’s worth it to be as prepared as possible before making...
Sean
Canada’s foreign buyer ban explained You may have heard it in the news, but now it’s official. As of January 1st 2023, the foreign buyer ban is in place in Canada. The foreign buyer ban...
Sean
Wait a minute… variable rates are now higher than fixed rates? The Bank of Canada recently announced their first, and possibly the last, rate hike of 2023 on January 25th, bringing the key rate to...
Sean
Getting your letter of employment for a mortgage One of the most tedious parts of the home buying process can be providing documentation to your mortgage lender in order to get approved for your...
Sean
Mortgage Lenders: Banks As a mortgage brokerage, we work with many financial firms that lend money, which of course includes banks! You may already know the difference between a bank and a mortgage...
Sean
Mortgage Lenders: Monoline lenders If you’ve read about the differences between a bank and a mortgage broker, you’ll know that there can be advantages to getting a mortgage from a lender other...
Homeowners Homeowners
Sean
Canada’s foreign buyer ban explained You may have heard it in the news, but now it’s official. As of January 1st 2023, the foreign buyer ban is in place in Canada. The foreign buyer ban...
Sean
Wait a minute… variable rates are now higher than fixed rates? The Bank of Canada recently announced their first, and possibly the last, rate hike of 2023 on January 25th, bringing the key rate to...
Alex
Subscribe to receive Perch’s monthly Canada interest forecast newsletter (once a month only!) You will receive an email after you submit this form to finalize your newsletter subscription. *...
Sean
Here’s how Toronto’s new vacant home tax works Toronto has just introduced its new vacant home tax in 2023 and if you’re a homeowner you probably want to brush up on what this means for...
Sean
Here are all the ways you can save money by making your home eco-friendly The Canadian government has a number of programs in place to encourage homeowners to “green”-ify their homes and minimize...
Sean
With interest rising in 2022 to combat inflation and the Bank of Canada hinting at more potential rate hikes in 2023, you might not be looking forward to your renewal date if it’s coming up this...
Perch Perch
Joey
TORONTO, Nov. 29, 2022 – Ontario residents seeking a mortgage and home insurance will now save time and money through a new partnership between Perch and Onlia Insurance. Perch customers who...
Sean
With rising interest rates and a looming recession, real estate investors are facing tough times ahead. As a part of their mission to support rental property owners, Rent Panda is hosting a virtual...
Kat
So let’s say you’ve got a friend that needs a mortgage. You like being helpful, and you’re also in the know since you recognize how painful it can be to get a mortgage the traditional way. At...
Sean
Webinar: How to digitize your mortgage business It’s 2022, and by now “digitization” has become a mission accepted by most financial businesses, at least the ones that plan to keep up with the...
Alex
Today, I’m pleased to announce the completion of a $4 million Series A funding round for Perch. This marks a special milestone in our company’s growth trajectory. It reaffirms our commitment to...
Alex
Perch, a Toronto-based mortgage fintech, has raised $4 million in Series A funding from investors including Second Century Ventures, the strategic venture arm of the National Association of...
Customer Stories Customer StoriesMargaret is a homeowner who wanted to look at different rates as her mortgage renewal was coming up and she was unhappy with her current bank’s service. Using Perch, she was able to find a suitable...
Raphael and Sarah wanted to buy a vacation home in Mexico. With Perch, they were able to refinance and take out equity at low rates in order to purchase the property they wanted.
Mohammed did not qualify for a mortgage without his co-signer, but Perch identified how to increase his qualifying income so he could keep their family home.
First time home buyers Grace and Kyle had saved up a substantial down payment to put up to 15% down on a property. They were looking in the range of $700k, for a townhouse or semi-detached in the...
Mark and Christina came to Perch after receiving a pre-approval of $595k from their bank, which was $45k short of what they needed. Perch was able to get them pre-approved for a $855k mortgage with a...
Sharon, a first time home buyer in Victoria, British Columbia, wasn’t happy with the pre-approval amount from her bank. After reviewing her finances, Perch was able to pre-approve her for an amount...
Here’s a checklist to see if you’re ready for homeownership Buying a home is a huge financial decision no matter your circumstances, so it’s worth
Canada’s foreign buyer ban explained You may have heard it in the news, but now it’s official. As of January 1st 2023, the foreign buyer
Wait a minute… variable rates are now higher than fixed rates? The Bank of Canada recently announced their first, and possibly the last, rate hike
Ali