A guide to understanding leverage Most Canadian homeowners have used leverage to reach their financial goals quicker, however many don’t even know it. Mortgages are one of the most common ways...
When it comes to saving for retirement, if you’re like most Canadians, you’re probably not thinking about your mortgage as bringing you closer to your financial goals. In reality, your home is...
Canada has long been a great market for real estate investors, and renting out a second property or even house hacking by renting out your basement has become common for those looking to start on the...
Perch CEO and Principal Broker Alex Leduc recently sat down for a chat with Hart Togman, the CEO of Rent Panda, for a discussion on reducing costs in rental properties. With interest rates rising...
How bond yields influence mortgage rates When discussing the mortgage market, you’ll often hear interest rates brought up alongside bond yields, especially in relation to fixed mortgage interest...
Subscribe to receive Perch’s monthly Canada interest forecast newsletter (once a month only!) You will receive an email after you submit this form to finalize your newsletter subscription. *...
A guide to understanding leverage Most Canadian homeowners have used leverage to reach their financial goals quicker, however many don’t even know it. Mortgages are one of the most common ways...
When it comes to saving for retirement, if you’re like most Canadians, you’re probably not thinking about your mortgage as bringing you closer to your financial goals. In reality, your home is...
The Key Differences Between Mortgage Insurance vs Life Insurance Your mortgage is one of the biggest financial commitments you’ll likely make; that’s why it’s important to safeguard it and...
Canada has long been a great market for real estate investors, and renting out a second property or even house hacking by renting out your basement has become common for those looking to start on the...
The Bank of Canada announced today they will be holding steady with the current policy interest rate. The current overnight rate sits at 4.50%. Variable mortgage holders and those up for renewal are...
Your home is probably the biggest investment you will make in your lifetime. It’s important to understand what mortgage insurance is, how it works and how it can impact your purchasing power so you...
TORONTO, Nov. 29, 2022 – Ontario residents seeking a mortgage and home insurance will now save time and money through a new partnership between Perch and Onlia Insurance. Perch customers who...
With rising interest rates and a looming recession, real estate investors are facing tough times ahead. As a part of their mission to support rental property owners, Rent Panda is hosting a virtual...
So let’s say you’ve got a friend that needs a mortgage. You like being helpful, and you’re also in the know since you recognize how painful it can be to get a mortgage the traditional way. At...
Webinar: How to digitize your mortgage business It’s 2022, and by now “digitization” has become a mission accepted by most financial businesses, at least the ones that plan to keep up with the...
Today, I’m pleased to announce the completion of a $4 million Series A funding round for Perch. This marks a special milestone in our company’s growth trajectory. It reaffirms our commitment to...
Perch, a Toronto-based mortgage fintech, has raised $4 million in Series A funding from investors including Second Century Ventures, the strategic venture arm of the National Association of...
Margaret is a homeowner who wanted to look at different rates as her mortgage renewal was coming up and she was unhappy with her current bank’s service. Using Perch, she was able to find a suitable...
Raphael and Sarah wanted to buy a vacation home in Mexico. With Perch, they were able to refinance and take out equity at low rates in order to purchase the property they wanted.
Mohammed did not qualify for a mortgage without his co-signer, but Perch identified how to increase his qualifying income so he could keep their family home.
First time home buyers Grace and Kyle had saved up a substantial down payment to put up to 15% down on a property. They were looking in the range of $700k, for a townhouse or semi-detached in the...
Mark and Christina came to Perch after receiving a pre-approval of $595k from their bank, which was $45k short of what they needed. Perch was able to get them pre-approved for a $855k mortgage with a...
Sharon, a first time home buyer in Victoria, British Columbia, wasn’t happy with the pre-approval amount from her bank. After reviewing her finances, Perch was able to pre-approve her for an amount...
A guide to understanding leverage Most Canadian homeowners have used leverage to reach their financial goals quicker, however many don’t even know it. Mortgages are
When it comes to saving for retirement, if you’re like most Canadians, you’re probably not thinking about your mortgage as bringing you closer to your
Canada has long been a great market for real estate investors, and renting out a second property or even house hacking by renting out your