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Settle in to your new home faster

Here's your simplest path to Canadian homeownership. Qualify for more and get into the market sooner.

Maximize purchasing power

See your safe-to-bid price on any property

Same day pre-approvals

Get pre-approved online in as little as 20 minutes 

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Get qualified for up to 50% more compared to going with your bank

Finding the Lowest Mortgage Rates...

Why Perch?

We look beyond just the banks to find the best mortgage offers. Review thousands of options with our mortgage search engine, then consult one of our mortgage advisors to strategize what’s right for you. From transferring your down payment to a Canadian bank, to establishing credit history or proof of income from an international employer, we’re with you at every step.

Trusted lenders

We know one size doesn’t fit all when it comes to mortgages, so we look beyond just banks to find the best mortgage offers. With access to A, B, and Private lenders, we can offer you more mortgage options than the banks.

Don’t just take
our word for it

“It was only because of the extensive experience and guidance of Perch that I got through every obstacle, ending with us finally buying our forever home. Perch fought for me to get the best deal, and I'm extremely grateful.”

Abdul Toronto, ON


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