Does Switching Jobs Affect How Much Mortgage I Can Get? When it comes to getting approved for a mortgage, lenders will assess how much you qualify for based on your qualifying income. (read more...

Why Qualifying Income Matters Like we discussed in our Guide To Buying a Home, your income influences how much mortgage you can get and would be determined by your mortgage representative during your...

Do You Need A Co-Applicant or Guarantor? When you’re getting ready to buy a home, one of the first things you’ll want to do is get pre-approved to determine the amount you qualify for....

We sat down with our friends at Onlia to discuss what you need to know about home and car insurance. What is Onlia and how does it work? Onlia is a digital insurance provider that offers insurance...

🚨 The First-Time Home Buyer Incentive (FTHBI) Program Has Ended 🚨 The Government of Canada has officially discontinued the First-Time Home Buyer Incentive (FTHBI) as of March 31, 2024. While...

As covered in our Guide to Buying a Home, how much mortgage you can afford is based on your income, your downpayment and your credit score. Credit scores are calculated by an algorithm made up of 5...

Should you keep saving until you have 20% down? You likely have heard this advice at least once in your life from your parents or friends. The underlying reason is because if you put less than 20%...

In a time where home prices and mortgage loans are at an all time high, Canadians need to strategically consider what rate best suits their needs and what the rate forecast will look like in the...