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What should you look for in a mortgage?
What should you look for in a mortgage? Whether you’re looking for a new home, or you’re an existing homeowner, shopping for a mortgage isn’t something most people look forward to doing. It’s...
What should you look for in a mortgage? Whether you’re looking for a new home, or you’re an existing homeowner, shopping for a mortgage isn’t something most people look forward to doing. It’s...
Subscribe to receive Perch’s monthly Canada interest forecast newsletter (once a month only!) You will receive an email after you submit this form to finalize your newsletter subscription. *...
It’s hard enough for the average Canadian to get approved for a mortgage, but it’s even more challenging for newcomers to Canada. In 2021, more than 405,000 people became permanent...
With all the excitement and stress that comes with buying a property and getting a mortgage, there’s a lot to manage as a first-time home buyer. To help you get organized for the upcoming...
Subscribe to receive Perch’s monthly Canada interest forecast newsletter (once a month only!) You will receive an email after you submit this form to finalize your newsletter subscription. *...
Home buyers looking for desperate sellers who can’t cover their increased mortgage payments at renewal may be waiting for nothing. Despite recent news headlines, homeowners who purchased in the...
People Want to Pay Me To Get A Mortgage? While mortgage representatives do like working with you, they definitely wouldn’t pay you out of pocket to arrange your mortgage. Mortgage brokers or...
Does Switching Jobs Affect How Much Mortgage I Can Get? When it comes to getting approved for a mortgage, lenders will assess how much you qualify for based on your qualifying income. (read more...
In a time where home prices and mortgage loans are at an all time high, Canadians need to strategically consider what rate best suits their
Why Prepayment Terms Matter While there is no published research on this fact, the generally accepted measure in the market is that around 65% of
Nearly three-quarters of Canadians have debt, according to the 2019 CFCS survey. This article explores how properly optimizing your debt levels can make a substantial difference
Plan for the future with a Perch Home Buying Plan In our Guide to Buying a Home, we cover the overall process of buying a
How to Determine If You Are Non-Salaried Being non-salaried would be best defined as having irregular income or non-guaranteed hours. If you’re salaried full-time or
For anyone exploring mortgage options, keep reading! The Two Mortgage Types Available The vast majority of mortgages in Canada are closed mortgages. A closed
In light of the housing affordability crisis and buyers pinning their hopes on Thursday’s federal budget announcement, little relief is in sight for many homeowners-to-be.
The Impact of Loss of Income Unemployment rates in Canada hit a high of 13.7% during the first few months of COVID, a significant increase
Advance polls open October 11th and up until October 15th you can cast your vote in the federal election. To nobody’s surprise, affordable housing is
What is the Stress Test? Back in early 2018, OSFI (the Canadian regulatory body that oversees mortgage lenders amongst other things) was concerned about borrowers
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Stay up to date on mortgage rates with our monthly newsletter
You’ll hear from us once a month, and can opt out anytime