Buyers
Ali
Subscribe to receive Perch’s monthly Canada interest forecast newsletter (once a month only!) You will receive an email after you submit this form to finalize your newsletter subscription. *...
Alex
Home buyers looking for desperate sellers who can’t cover their increased mortgage payments at renewal may be waiting for nothing. Despite recent news headlines, homeowners who purchased in the...
Alex
People Want to Pay Me To Get A Mortgage? While mortgage representatives do like working with you, they definitely wouldn’t pay you out of pocket to arrange your mortgage. Mortgage brokers or...
Alex
Does Switching Jobs Affect How Much Mortgage I Can Get? When it comes to getting approved for a mortgage, lenders will assess how much you qualify for based on your qualifying income. (read more...
Alex
Why Qualifying Income Matters Like we discussed in our Guide To Buying a Home, your income influences how much mortgage you can get and would be determined by your mortgage representative during your...
Alex
Do You Need A Co-Applicant or Guarantor? When you’re getting ready to buy a home, one of the first things you’ll want to do is get pre-approved to determine the amount you qualify for....
Perch
We sat down with our friends at Onlia to discuss what you need to know about home and car insurance. What is Onlia and how does it work? Onlia is a digital insurance provider that offers insurance...
Alex
What is the First-Time Home Buyer Incentive? From September 2nd 2019 onwards, Canadian first-time home buyers can apply for the First-Time Home Buyer Incentive (FTHBI). For those of you who aren’t...
Alex
As covered in our Guide to Buying a Home, how much mortgage you can afford is based on your income, your downpayment and your credit score. Credit scores are calculated by an algorithm made up of 5...
In light of the housing affordability crisis and buyers pinning their hopes on Thursday’s federal budget announcement, little relief is in sight for many homeowners-to-be.
The Impact of Loss of Income Unemployment rates in Canada hit a high of 13.7% during the first few months of COVID, a significant increase
Advance polls open October 11th and up until October 15th you can cast your vote in the federal election. To nobody’s surprise, affordable housing is
What is the Stress Test? Back in early 2018, OSFI (the Canadian regulatory body that oversees mortgage lenders amongst other things) was concerned about borrowers
If you’re considering buying a home with less than 20% down payment, keep reading! Why Mortgage Default Insurance? We go into more detail on what
The Upcoming Mortgage Deferral Cliffs of Doom The media seems to either proclaim that home prices will skyrocket or drop; with very little in between.
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You’ll hear from us once a month, and can opt out anytime
