Buyers
Perch
As the saying goes, “Nothing can be said to be certain, except death and taxes.” When it comes to buying a new home, you might be wondering when you’ll get hit with the property tax bill....
Ali
So you’ve decided to purchase a home and it’s time to start thinking about the finances. Chances are you’ve probably heard of getting a mortgage “pre-approval” before, but what does that...
Joey
If it’s your first time buying a home, it can be intimidating figuring out all the different agents and lawyers you need to talk to to seal the deal and finally become a homeowner. Don’t worry,...
Ali
Subscribe to receive Perch’s monthly Canada interest forecast newsletter (once a month only!) You will receive an email after you submit this form to finalize your newsletter subscription. *...
PlanHub
Are you planning a move soon? If so, have you considered your options when it comes to your Internet provider? In the case that you haven’t started to think about your internet needs, keep reading....
Ali
In most cases, when you buy a house with a mortgage, whether it’s through a bank, a credit union, or a private lender, the lender will require an appraisal to determine the true value of the home....
Alex
What is a mortgage assumption? A mortgage assumption is when you sell your home to a buyer and transfer your mortgage to them as well. It’s likely you have never heard of this because for most of...
Joey
You’ve been approved for a mortgage, congratulations! Then the unthinkable happens: your appraisal condition cannot be satisfied because the value came in lower than expected. Will this jeopardize...
Ali
What should you look for in a mortgage? Whether you’re looking for a new home, or you’re an existing homeowner, shopping for a mortgage isn’t something most people look forward to doing. It’s...
People Want to Pay Me To Get A Mortgage? While mortgage representatives do like working with you, they definitely wouldn’t pay you out of pocket
Does Switching Jobs Affect How Much Mortgage I Can Get? When it comes to getting approved for a mortgage, lenders will assess how much you
Why Qualifying Income Matters Like we discussed in our Guide To Buying a Home, your income influences how much mortgage you can get and would
Do You Need A Co-Applicant or Guarantor? When you’re getting ready to buy a home, one of the first things you’ll want to do is
We sat down with our friends at Onlia to discuss what you need to know about home and car insurance. What is Onlia and how
🚨 The First-Time Home Buyer Incentive (FTHBI) Program Has Ended 🚨 The Government of Canada has officially discontinued the First-Time Home Buyer Incentive (FTHBI) as
As covered in our Guide to Buying a Home, how much mortgage you can afford is based on your income, your downpayment and your credit
Should you keep saving until you have 20% down? You likely have heard this advice at least once in your life from your parents or
In a time where home prices and mortgage loans are at an all time high, Canadians need to strategically consider what rate best suits their
Why Prepayment Terms Matter While there is no published research on this fact, the generally accepted measure in the market is that around 65% of
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