Buyers
Alex
Before we begin, we want to clarify that this article presents a very brief overview of real estate taxes and your specific circumstance may differ. Please get help from a licensed accountant...
Ali
What to expect when going with an alternative lender If you’re a beginner to the mortgage world, you may be surprised to learn that not all lenders offer the same services. Alternative lending...
Perch
As the saying goes, “Nothing can be said to be certain, except death and taxes.” When it comes to buying a new home, you might be wondering when you’ll get hit with the property tax bill....
Ali
So you’ve decided to purchase a home and it’s time to start thinking about the finances. Chances are you’ve probably heard of getting a mortgage “pre-approval” before, but what does that...
Joey
If it’s your first time buying a home, it can be intimidating figuring out all the different agents and lawyers you need to talk to to seal the deal and finally become a homeowner. Don’t worry,...
Ali
Subscribe to receive Perch’s monthly Canada interest forecast newsletter (once a month only!) You will receive an email after you submit this form to finalize your newsletter subscription. *...
PlanHub
Are you planning a move soon? If so, have you considered your options when it comes to your Internet provider? In the case that you haven’t started to think about your internet needs, keep reading....
Ali
In most cases, when you buy a house with a mortgage, whether it’s through a bank, a credit union, or a private lender, the lender will require an appraisal to determine the true value of the home....
Alex
What is a mortgage assumption? A mortgage assumption is when you sell your home to a buyer and transfer your mortgage to them as well. It’s likely you have never heard of this because for most of...
Subscribe to receive Perch’s monthly Canada interest forecast newsletter (once a month only!) You will receive an email after you submit this form to finalize
Home buyers looking for desperate sellers who can’t cover their increased mortgage payments at renewal may be waiting for nothing. Despite recent news headlines, homeowners
People Want to Pay Me To Get A Mortgage? While mortgage representatives do like working with you, they definitely wouldn’t pay you out of pocket
Does Switching Jobs Affect How Much Mortgage I Can Get? When it comes to getting approved for a mortgage, lenders will assess how much you
Why Qualifying Income Matters Like we discussed in our Guide To Buying a Home, your income influences how much mortgage you can get and would
Do You Need A Co-Applicant or Guarantor? When you’re getting ready to buy a home, one of the first things you’ll want to do is
We sat down with our friends at Onlia to discuss what you need to know about home and car insurance. What is Onlia and how
🚨 The First-Time Home Buyer Incentive (FTHBI) Program Has Ended 🚨 The Government of Canada has officially discontinued the First-Time Home Buyer Incentive (FTHBI) as
As covered in our Guide to Buying a Home, how much mortgage you can afford is based on your income, your downpayment and your credit
Should you keep saving until you have 20% down? You likely have heard this advice at least once in your life from your parents or
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You’ll hear from us once a month, and can opt out anytime
