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Buyers
Buyers
Latest Mortgage Rate Outlook in Canada for...
Subscribe to receive Perch’s monthly Canada interest forecast newsletter You will receive an email after you submit this form to finalize your newsletter subscription. * indicates...
The Bank of Canada cuts interest rates on...
Save money on your mortgage. Learn about what your payment could be at renewal and how you can save by renewing your mortgage with Perch. Sign up for free The Bank of Canada announced on December...
Latest Mortgage Rate Outlook in Canada for...
Subscribe to receive Perch’s monthly Canada interest forecast newsletter (once a month only!) You will receive an email after you submit this form to finalize your newsletter subscription. *...
The Bank of Canada cuts interest rates on October...
Save money on your mortgage. Learn about what your payment could be at renewal and how you can save by renewing your mortgage with Perch. Sign up for free The Bank of Canada announced on October...
Latest Mortgage Rate Outlook in Canada for...
Subscribe to receive Perch’s monthly Canada interest forecast newsletter (once a month only!) You will receive an email after you submit this form to finalize your newsletter subscription. *...
The Bank of Canada cuts interest rates on...
Save money on your mortgage. Learn about what your payment could be at renewal and how you can save by renewing your mortgage with Perch. Sign up for free The Bank of Canada announced on September...
Homeowners
Homeowners
Latest Mortgage Rate Outlook in Canada for...
Subscribe to receive Perch’s monthly Canada interest forecast newsletter You will receive an email after you submit this form to finalize your newsletter subscription. * indicates...
The Bank of Canada cuts interest rates on...
Save money on your mortgage. Learn about what your payment could be at renewal and how you can save by renewing your mortgage with Perch. Sign up for free The Bank of Canada announced on December...
Latest Mortgage Rate Outlook in Canada for...
Subscribe to receive Perch’s monthly Canada interest forecast newsletter (once a month only!) You will receive an email after you submit this form to finalize your newsletter subscription. *...
The Bank of Canada cuts interest rates on October...
Save money on your mortgage. Learn about what your payment could be at renewal and how you can save by renewing your mortgage with Perch. Sign up for free The Bank of Canada announced on October...
Latest Mortgage Rate Outlook in Canada for...
Subscribe to receive Perch’s monthly Canada interest forecast newsletter (once a month only!) You will receive an email after you submit this form to finalize your newsletter subscription. *...
The Bank of Canada cuts interest rates on...
Save money on your mortgage. Learn about what your payment could be at renewal and how you can save by renewing your mortgage with Perch. Sign up for free The Bank of Canada announced on September...
Perch
Perch
Perch vs. Ratehub 2023: How do they compare?
Perch vs. Ratehub 2023: How do they compare? Perch and Ratehub are both digital mortgage brokerages that utilize automation to offer you some of the best mortgage rates available on the market, but...
Perch and Onlia Insurance Disrupt Mortgage and...
TORONTO, Nov. 29, 2022 – Ontario residents seeking a mortgage and home insurance will now save time and money through a new partnership between Perch and Onlia Insurance. Perch customers who...
Webinar: How To Maximize Cashflow and Managing...
With rising interest rates and a looming recession, real estate investors are facing tough times ahead. As a part of their mission to support rental property owners, Rent Panda is hosting a virtual...
How to convince a friend to use Perch
So let’s say you’ve got a friend that needs a mortgage. You like being helpful, and you’re also in the know since you recognize how painful it can be to get a mortgage the traditional way. At...
Webinar: How to digitize your mortgage business
Webinar: How to digitize your mortgage business It’s 2022, and by now “digitization” has become a mission accepted by most financial businesses, at least the ones that plan to keep up with the...
Our new Series A funding announcement
Today, I’m pleased to announce the completion of a $4 million Series A funding round for Perch. This marks a special milestone in our company’s growth trajectory. It reaffirms our commitment to...
Customer Stories
Customer Stories
- who: First time home buyer
- real estate goals: Finding a 3-bed detached property
- issues: Delayed getting a mortgage
Couple new to Canada get fast mortgage approval
Alicia always knew she wanted to be a homeowner, however she was waiting for her husband Amir to join her in Canada before making the big decision. She initially wanted to settle down in Vancouver...
- who: Homeowner
- real estate goals: Mortgage renewal
- issues: Finding a competitive rate
Homeowner saves thousands in her mortgage renewal
Margaret is a homeowner who wanted to look at different rates as her mortgage renewal was coming up and she was unhappy with her current bank’s service. Using Perch, she was able to find a suitable...
- who: Homeowners
- real estate goals: Vacation home in Mexico
- issues: Accessing equity
Homeowners refinance to buy vacation home
Raphael and Sarah wanted to buy a vacation home in Mexico. With Perch, they were able to refinance and take out equity at low rates in order to purchase the property they wanted.
- who: Homeowner
- real estate goals: Remove co-signer from mortgage
- issues: Low qualifying income
Owner removes co-signer from loan, keeps home
Mohammed did not qualify for a mortgage without his co-signer, but Perch identified how to increase his qualifying income so he could keep their family home.
- who: First time home buyers
- real estate goals: $700k townhouse or semi
- issues: Low credit score
First timers get pre-approved in 1 day with Perch
First time home buyers Grace and Kyle had saved up a substantial down payment to put up to 15% down on a property. They were looking in the range of $700k, for a townhouse or semi-detached in the...
- who: Home buyer
- real estate goals: $800k detached house
- issues: Low qualifying income
Home buyers get a pre-approval with Perch
Mark and Christina came to Perch after receiving a pre-approval of $595k from their bank, which was $45k short of what they needed. Perch was able to get them pre-approved for a $855k mortgage with a...
- who: First time home buyer
- real estate goals: $475-500k condo
- issues: Low credit score
First timer increases buying power with Perch
Sharon, a first time home buyer in Victoria, British Columbia, wasn’t happy with the pre-approval amount from her bank. After reviewing her finances, Perch was able to pre-approve her for an amount...
Buyers
Latest Mortgage Rate Outlook in Canada for January 2025
Subscribe to receive Perch’s monthly Canada interest forecast newsletter You will receive an email after you submit this form to finalize your newsletter subscription. *
The Bank of Canada cuts interest rates on December 11, 2024
Save money on your mortgage. Learn about what your payment could be at renewal and how you can save by renewing your mortgage with Perch.
Latest Mortgage Rate Outlook in Canada for December 2024
Subscribe to receive Perch’s monthly Canada interest forecast newsletter (once a month only!) You will receive an email after you submit this form to finalize