Buyers
Alex
So, lucky homeowner, you’ve got one property and are still paying off the mortgage. But while the market’s down a second property is looking more and more appealing. You’ve done all the math...
Alex
So interest rates are on the rise, and the burning question for everyone with a variable rate mortgage and potential home buyers is: how high will they go? While we can do our best to forecast future...
Ali
Subscribe to receive Perch’s monthly Canada interest forecast newsletter (once a month only!) You will receive an email after you submit this form to finalize your newsletter subscription. *...
Perch
How do I pay my down payment? Real estate transactions involve a lot of money. (Duh.) Unless you’re starring in the latest Hollywood flick, you’re not going to need a suitcase full of cash to...
Ali
How to increase your pre-approval chances If you plan on buying a home, you’ll probably want to get pre-approved by your mortgage lender before you start placing offers to make sure you can...
Alex
Before we begin, we want to clarify that this article presents a very brief overview of real estate taxes and your specific circumstance may differ. Please get help from a licensed accountant...
Ali
What to expect when going with an alternative lender If you’re a beginner to the mortgage world, you may be surprised to learn that not all lenders offer the same services. Alternative lending...
Perch
As the saying goes, “Nothing can be said to be certain, except death and taxes.” When it comes to buying a new home, you might be wondering when you’ll get hit with the property tax bill....
Ali
So you’ve decided to purchase a home and it’s time to start thinking about the finances. Chances are you’ve probably heard of getting a mortgage “pre-approval” before, but what does that...
You’ve been approved for a mortgage, congratulations! Then the unthinkable happens: your appraisal condition cannot be satisfied because the value came in lower than expected.
What should you look for in a mortgage? Whether you’re looking for a new home, or you’re an existing homeowner, shopping for a mortgage isn’t
Subscribe to receive Perch’s monthly Canada interest forecast newsletter (once a month only!) You will receive an email after you submit this form to finalize
It’s hard enough for the average Canadian to get approved for a mortgage, but it’s even more challenging for newcomers to Canada. In 2021, more
With all the excitement and stress that comes with buying a property and getting a mortgage, there’s a lot to manage as a first-time home
Subscribe to receive Perch’s monthly Canada interest forecast newsletter (once a month only!) You will receive an email after you submit this form to finalize
Home buyers looking for desperate sellers who can’t cover their increased mortgage payments at renewal may be waiting for nothing. Despite recent news headlines, homeowners
People Want to Pay Me To Get A Mortgage? While mortgage representatives do like working with you, they definitely wouldn’t pay you out of pocket
Does Switching Jobs Affect How Much Mortgage I Can Get? When it comes to getting approved for a mortgage, lenders will assess how much you
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Stay up to date on mortgage rates with our monthly newsletter
You’ll hear from us once a month, and can opt out anytime
