How to port your mortgage
If you’re lucky enough to own a home in a market like Toronto where housing prices have skyrocketed over the past decade, you might be looking to move and cash in on the appreciation. You might be...
If you’re lucky enough to own a home in a market like Toronto where housing prices have skyrocketed over the past decade, you might be looking to move and cash in on the appreciation. You might be...
We sat down with our friends at Konfidis to discuss what you need to know about population and the housing market. Canada’s population grew more in 2022 than in any other year since Confederation....
You may have heard about the recent stories of Toronto homeowners having their houses mortgaged or sold off without them knowing about it. Homeowners are worried and rightfully so, it seems like...
“Am I supposed to change the furnace filters?” “Why can’t I leave my garbage at the curb a few days before pickup?” “Where am I supposed to put all the leaves after I’ve raked them?”...
Subscribe to receive Perch’s monthly Canada interest forecast newsletter (once a month only!) You will receive an email after you submit this form to finalize your newsletter subscription. *...
Canada’s foreign buyer ban explained You may have heard it in the news, but now it’s official. As of January 1st 2023, the foreign buyer ban is in place in Canada. The foreign buyer ban...
Wait a minute… variable rates are now higher than fixed rates? The Bank of Canada recently announced their first, and possibly the last, rate hike of 2023 on January 25th, bringing the key rate to...
Subscribe to receive Perch’s monthly Canada interest forecast newsletter (once a month only!) You will receive an email after you submit this form to finalize your newsletter subscription. *...
Here’s how Toronto’s new vacant home tax works Toronto has just introduced its new vacant home tax in 2023 and if you’re a homeowner you probably want to brush up on what this means for...

With interest rising in 2022 to combat inflation and the Bank of Canada hinting at more potential rate hikes in 2023, you might not be

Wouldn’t it be nice if every house came with its own instruction manual? Whether you’re living in a century home or new condo, every property

What is a trigger rate, do I have a trigger rate, and how do I calculate my trigger rate? With interest rates rising in Canada

Buying your first property is a major financial milestone, and one you should feel incredibly proud of. Many Canadians strive to be able to call

Are you planning a move soon? Has the recession unfortunately made downsizing the right choice? Many Canadians are planning to sell their home in 2023

Are we finally near the end of the interest rate hikes? The Bank of Canada announced its 7th straight rate hike, pushing the key interest

So your mortgage term is about to end and it’s time to renew for another term. How do you do that exactly? In this article

So, lucky homeowner, you’ve got one property and are still paying off the mortgage. But while the market’s down a second property is looking more

With mortgage rates on the rise it’s less common to refinance your mortgage. However if you have specific goals in mind, you may be considering

The Bank of Canada announced another rate hike of 50-basis points on Wednesday, October 26th, 2022 at 10:00 AM Eastern Time. In its release, the