Homeowners
Alex
With interest rising in 2022 to combat inflation and the Bank of Canada hinting at more potential rate hikes in 2023, you might not be looking forward to your renewal date if it’s coming up this...
Perch
Wouldn’t it be nice if every house came with its own instruction manual? Whether you’re living in a century home or new condo, every property has its little quirks. Luckily for you, the internet...
Alex
What is a trigger rate, do I have a trigger rate, and how do I calculate my trigger rate? With interest rates rising in Canada throughout 2022, “mortgage trigger rate” is a term you’ve likely...
Perch
Buying your first property is a major financial milestone, and one you should feel incredibly proud of. Many Canadians strive to be able to call a property their very own. Especially in 2023 with...
Robert
Are you planning a move soon? Has the recession unfortunately made downsizing the right choice? Many Canadians are planning to sell their home in 2023 and move into a new one, and while Perch is here...
Ali
Are we finally near the end of the interest rate hikes? The Bank of Canada announced its 7th straight rate hike, pushing the key interest rate up half a percentage point from 3.75% to 4.25%, on...
Ali
So your mortgage term is about to end and it’s time to renew for another term. How do you do that exactly? In this article we are going to go over the basics of mortgage renewals and give you...
Alex
So, lucky homeowner, you’ve got one property and are still paying off the mortgage. But while the market’s down a second property is looking more and more appealing. You’ve done all the math...
Ali
With mortgage rates on the rise it’s less common to refinance your mortgage. However if you have specific goals in mind, you may be considering it to do something like paying off your home faster....
Before we begin, we want to clarify that this article presents a very brief overview of real estate taxes and your specific circumstance may
How do investment taxes work in Canada? If you’ve ever bought investments like stocks, bonds, or a property that isn’t your principal residence, you’ll want
Eat. Sleep. Pay your mortgage. Repeat. Seems simple enough, doesn’t it? Just when you thought you had gotten the hang of homeownership, your mortgage lender
Before reading this article, we assume that you know what a home equity line of credit (HELOC) is. If you don’t, check out our HELOC
What is a mortgage assumption? A mortgage assumption is when you sell your home to a buyer and transfer your mortgage to them as well.
While admittedly not the most exciting thing to think about, retirement planning is an important part of your personal finances. For many of us, owning
What is a home equity line of credit (HELOC)? In Canada, a home equity line of credit otherwise known as a HELOC, is a line
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