Buyers
Robert
Canada’s foreign buyer ban explained You may have heard it in the news, but now it’s official. As of January 1st 2023, the foreign buyer ban is in place in Canada. The foreign buyer ban...
Perch
Wait a minute… variable rates are now higher than fixed rates? The Bank of Canada recently announced their first, and possibly the last, rate hike of 2023 on January 25th, bringing the key rate to...
Ali
Getting your letter of employment for a mortgage One of the most tedious parts of the home buying process can be providing documentation to your mortgage lender in order to get approved for your...
Robert
Mortgage Lenders: Banks As a mortgage brokerage, we work with many financial firms that lend money, which of course includes banks! You may already know the difference between a bank and a mortgage...
Robert
Mortgage Lenders: Monoline lenders If you’ve read about the differences between a bank and a mortgage broker, you’ll know that there can be advantages to getting a mortgage from a lender other...
Ali
As a licensed mortgage broker and seasoned veteran of over 8 years in the industry, our very own Robert Malcolm has seen his fair share of mistakes by eager home owners that bit off more than they...
Ali
Subscribe to receive Perch’s monthly Canada interest forecast newsletter (once a month only!) You will receive an email after you submit this form to finalize your newsletter subscription. *...
Perch
Everything you need to know about an Agreement of Purchase and Sale in Ontario When buying a home, there are many types of documents to be reviewed and signed as part of the purchase process. When...
Ali
The best time to invest in Canadian real estate was a decade ago, the second best time is now. For aspiring homeowners in Canada’s major cities, expensive home prices combined with worries that the...
So you’ve decided to get your mortgage with a broker, maybe after reading about the savings you could get by shopping from multiple lenders and
So you’ve decided to go with a mortgage brokerage and all the advantages it has over a bank. Maybe you just read our article (link
Subscribe to receive Perch’s monthly Canada interest forecast newsletter (once a month only!) You will receive an email after you submit this form to finalize
Get premium protection for your car and home at standard prices. Plus, manage your policy online anytime. We sat down with our friends at Onlia
So, if we aren’t already in a recession, economists admit that we’ll definitely see one in 2023. That means layoffs, asset depreciation, and tighter household
What type of documents do I need for proof of income when getting a mortgage? If you’re looking to get a mortgage, inevitably you will
If you don’t know the difference between getting a mortgage with the bank or getting a mortgage with a mortgage broker, then this article is
If you’re a beginner shopping for a mortgage, you’ve probably heard that you can go with a bank or with a mortgage broker, but
Most of us don’t deal with bank drafts on a regular basis. So if you’re not familiar with what they are or how it works,
First of all, what is mortgage default insurance? Mortgage default insurance (also known as mortgage loan insurance, or simply mortgage insurance) was put in place
Stay up to date on mortgage rates with our monthly newsletter
You’ll hear from us once a month, and can opt out anytime
Stay up to date on mortgage rates with our monthly newsletter
You’ll hear from us once a month, and can opt out anytime
