Buyers
Ali
How bond yields influence mortgage rates When discussing the mortgage market, you’ll often hear interest rates brought up alongside bond yields, especially in relation to fixed mortgage interest...
Ali
Subscribe to receive Perch’s monthly Canada interest forecast newsletter (once a month only!) You will receive an email after you submit this form to finalize your newsletter subscription. *...
Perch
In the “old days,” aka the pre-pandemic era before we got used to hopping on Zoom, Teams and Google Meet, you would need to physically go in-person to your real estate lawyer’s office. Whether...
Joey
Buying your first home is an exciting time, but it can also be a daunting process, especially if you’ve never gone through the process before. As a first-time home buyer in Canada, there are a lot...
Ali
Rising interest rates have put a strain on the Canadian housing market over the past year, and if you’ve got monthly mortgage payments to make there’s no doubt you’ve been feeling the pressure....
Nick
Halifax, NS real estate market outlook 2023 We sat down with our realtor partner Nick Ogden to give us an outlook on the Halifax real estate market for 2023. Nick is an expert on the Halifax, Nova...
Alex
Buying your first home is an exciting, and possibly nerve wracking experience. One of the biggest financial decisions you’ll make in the process is getting your mortgage, and you could be missing...
Robert
What is a Purchase Plus Improvements Mortgage? Finding your dream home is no small task, especially when homes are selling fast. Invariably some homeowners will end up settling for a property that...
Perch
We sat down with our friends at Konfidis to discuss what you need to know about population and the housing market. Canada’s population grew more in 2022 than in any other year since Confederation....
Subscribe to receive Perch’s monthly Canada interest forecast newsletter (once a month only!) You will receive an email after you submit this form to finalize
Here’s a checklist to see if you’re ready for homeownership Buying a home is a huge financial decision no matter your circumstances, so it’s worth
Canada’s foreign buyer ban explained You may have heard it in the news, but now it’s official. As of January 1st 2023, the foreign buyer
Wait a minute… variable rates are now higher than fixed rates? The Bank of Canada recently announced their first, and possibly the last, rate hike
Getting your letter of employment for a mortgage One of the most tedious parts of the home buying process can be providing documentation to your
Mortgage Lenders: Banks As a mortgage brokerage, we work with many financial firms that lend money, which of course includes banks! You may already know
Mortgage Lenders: Monoline lenders If you’ve read about the differences between a bank and a mortgage broker, you’ll know that there can be advantages to
As a licensed mortgage broker and seasoned veteran of over 8 years in the industry, our very own Robert Malcolm has seen his fair share
Subscribe to receive Perch’s monthly Canada interest forecast newsletter (once a month only!) You will receive an email after you submit this form to finalize
Everything you need to know about an Agreement of Purchase and Sale in Ontario When buying a home, there are many types of documents to