Homeowners
Perch
Wait a minute… variable rates are now higher than fixed rates? The Bank of Canada recently announced their first, and possibly the last, rate hike of 2023 on January 25th, bringing the key rate to...
Alex
Subscribe to receive Perch’s monthly Canada interest forecast newsletter (once a month only!) You will receive an email after you submit this form to finalize your newsletter subscription. *...
Robert
Here’s how Toronto’s new vacant home tax works Toronto has just introduced its new vacant home tax in 2023 and if you’re a homeowner you probably want to brush up on what this means for...
Perch
Here are all the ways you can save money by making your home eco-friendly The Canadian government has a number of programs in place to encourage homeowners to “green”-ify their homes and minimize...
Alex
With interest rising in 2022 to combat inflation and the Bank of Canada hinting at more potential rate hikes in 2023, you might not be looking forward to your renewal date if it’s coming up this...
Perch
Wouldn’t it be nice if every house came with its own instruction manual? Whether you’re living in a century home or new condo, every property has its little quirks. Luckily for you, the internet...
Alex
What is a trigger rate, do I have a trigger rate, and how do I calculate my trigger rate? With interest rates rising in Canada throughout 2022, “mortgage trigger rate” is a term you’ve likely...
Perch
Buying your first property is a major financial milestone, and one you should feel incredibly proud of. Many Canadians strive to be able to call a property their very own. Especially in 2023 with...
Robert
Are you planning a move soon? Has the recession unfortunately made downsizing the right choice? Many Canadians are planning to sell their home in 2023 and move into a new one, and while Perch is here...
Are we finally near the end of the interest rate hikes? The Bank of Canada announced its 7th straight rate hike, pushing the key interest
So your mortgage term is about to end and it’s time to renew for another term. How do you do that exactly? In this article
So, lucky homeowner, you’ve got one property and are still paying off the mortgage. But while the market’s down a second property is looking more
With mortgage rates on the rise it’s less common to refinance your mortgage. However if you have specific goals in mind, you may be considering
The Bank of Canada announced another rate hike of 50-basis points on Wednesday, October 26th, 2022 at 10:00 AM Eastern Time. In its release, the
Before we begin, we want to clarify that this article presents a very brief overview of real estate taxes and your specific circumstance may
How do investment taxes work in Canada? If you’ve ever bought investments like stocks, bonds, or a property that isn’t your principal residence, you’ll want
Eat. Sleep. Pay your mortgage. Repeat. Seems simple enough, doesn’t it? Just when you thought you had gotten the hang of homeownership, your mortgage lender
Before reading this article, we assume that you know what a home equity line of credit (HELOC) is. If you don’t, check out our HELOC
What is a mortgage assumption? A mortgage assumption is when you sell your home to a buyer and transfer your mortgage to them as well.
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You’ll hear from us once a month, and can opt out anytime
