
Here’s everywhere you can open an FHSA
This year the government of Canada launched a new tax-advantaged savings account aimed at helping Canadians save up for their first home. The First Home Savings Account (FHSA) is the best of both the...
This year the government of Canada launched a new tax-advantaged savings account aimed at helping Canadians save up for their first home. The First Home Savings Account (FHSA) is the best of both the...
How to choose your mortgage: a step-by-step guide for first time buyers For most Canadians buying your first property is the biggest financial decision of your life. That’s why it’s worth it to...
An investment property can be a great way to start building equity, or as a way to diversify your portfolio with an income generating asset. If you’re planning on purchasing a rental property,...
Subscribe to receive Perch’s monthly Canada interest forecast newsletter (once a month only!) You will receive an email after you submit this form to finalize your newsletter subscription. *...
Toronto, ON real estate market outlook 2023 We sat down with our realtor partner Martha Grakovski to give us an outlook on the Toronto real estate market for 2023. If you’re looking to buy a home...
Local homeownership programs in Ontario you should know about Buying a home is likely to be the biggest financial decision of your life, which is why you should spend the time to research not only...
Breaking down key terms from the Bank of Canada’s interest rate announcements Millions of mortgage holders in Canada wait with bated breath for the Bank of Canada’s interest rate announcement...
With housing prices rising year after year in Canada, many first-time buyers find they need a little extra financial support to secure a mortgage. Co-signing a mortgage allows you to add another...
First-time buyers and those with non-salaried income are underserved by traditional mortgage products. Sharon*, a first-time home buyer, was locked out of the housing market. She had saved $50,000,...
Local homeownership programs in Ontario you should know about Buying a home is likely to be the biggest financial decision of your life, which is
Breaking down key terms from the Bank of Canada’s interest rate announcements Millions of mortgage holders in Canada wait with bated breath for the Bank
With housing prices rising year after year in Canada, many first-time buyers find they need a little extra financial support to secure a mortgage. Co-signing
First-time buyers and those with non-salaried income are underserved by traditional mortgage products. Sharon*, a first-time home buyer, was locked out of the housing market.Â
BC real estate market outlook 2023 Home to Canada’s most expensive metropolitan area, British Columbia is also one of the most desirable places to live
The Bank of Canada announced on July 12th they will be raising the key interest rate by 25 basis points. This raise is this third
Is inflation slowing down in Canada? You’ve likely noticed it, the cost of living has been increasing recently, and everything from groceries to mortgages have
Interest Rate Differential (IRD) There are plenty of reasons it might make sense to break your mortgage early, but the main deterrent from doing so
Subscribe to receive Perch’s monthly Canada interest forecast newsletter (once a month only!) You will receive an email after you submit this form to finalize
Applying for a mortgage with investment income When it comes to qualifying for your mortgage, income is the name of the game. The number one
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Stay up to date on mortgage rates with our monthly newsletter
You’ll hear from us once a month, and can opt out anytime