Buyers
Robert
Local homeownership programs in Ontario you should know about Buying a home is likely to be the biggest financial decision of your life, which is why you should spend the time to research not only...
Ali
Breaking down key terms from the Bank of Canada’s interest rate announcements Millions of mortgage holders in Canada wait with bated breath for the Bank of Canada’s interest rate announcement...
Alex
With housing prices rising year after year in Canada, many first-time buyers find they need a little extra financial support to secure a mortgage. Co-signing a mortgage allows you to add another...
Perch
First-time buyers and those with non-salaried income are underserved by traditional mortgage products. Sharon*, a first-time home buyer, was locked out of the housing market. She had saved $50,000,...
Perch
BC real estate market outlook 2023 Home to Canada’s most expensive metropolitan area, British Columbia is also one of the most desirable places to live in Canada, with beautiful scenery, and a mild...
Ali
The Bank of Canada announced on July 12th they will be raising the key interest rate by 25 basis points. This raise is this third this year as the Bank of Canada continues to evaluate the effect of...
Alex
Is inflation slowing down in Canada? You’ve likely noticed it, the cost of living has been increasing recently, and everything from groceries to mortgages have become more expensive due to...
Robert
Interest Rate Differential (IRD) There are plenty of reasons it might make sense to break your mortgage early, but the main deterrent from doing so is mortgage penalty fees. There are two main ways...
Ali
Subscribe to receive Perch’s monthly Canada interest forecast newsletter (once a month only!) You will receive an email after you submit this form to finalize your newsletter subscription. *...
The Bank of Canada announced on July 12th they will be raising the key interest rate by 25 basis points. This raise is this third
Is inflation slowing down in Canada? You’ve likely noticed it, the cost of living has been increasing recently, and everything from groceries to mortgages have
Interest Rate Differential (IRD) There are plenty of reasons it might make sense to break your mortgage early, but the main deterrent from doing so
Subscribe to receive Perch’s monthly Canada interest forecast newsletter (once a month only!) You will receive an email after you submit this form to finalize
Applying for a mortgage with investment income When it comes to qualifying for your mortgage, income is the name of the game. The number one
Canada real estate market outlook 2023 You may have heard there’s something of a housing crisis in Canada. Canada currently has the least affordable housing
There’s no such thing as free rent Despite a chronic lack of supply in the Canadian housing market, it’s becoming increasingly common for construction firms
Why is 20% the magic number? When you buy a home, you need to put some of your own money towards the purchase before a
Home to Canada’s capital, as well as it’s largest metropolitan area, Ontario is Canada’s most well known and populated province. Nearly 40% of all Canadians
The housing crisis in Canada explained It’s no secret that there’s something of a housing crisis in Canada. The price of housing in Canada is
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You’ll hear from us once a month, and can opt out anytime
