Buyers
Perch
Wait a minute… variable rates are now higher than fixed rates? The Bank of Canada recently announced their first, and possibly the last, rate hike of 2023 on January 25th, bringing the key rate to...
Ali
Getting your letter of employment for a mortgage One of the most tedious parts of the home buying process can be providing documentation to your mortgage lender in order to get approved for your...
Robert
Mortgage Lenders: Banks As a mortgage brokerage, we work with many financial firms that lend money, which of course includes banks! You may already know the difference between a bank and a mortgage...
Robert
Mortgage Lenders: Monoline lenders If you’ve read about the differences between a bank and a mortgage broker, you’ll know that there can be advantages to getting a mortgage from a lender other...
Ali
As a licensed mortgage broker and seasoned veteran of over 8 years in the industry, our very own Robert Malcolm has seen his fair share of mistakes by eager home owners that bit off more than they...
Ali
Subscribe to receive Perch’s monthly Canada interest forecast newsletter (once a month only!) You will receive an email after you submit this form to finalize your newsletter subscription. *...
Perch
Everything you need to know about an Agreement of Purchase and Sale in Ontario When buying a home, there are many types of documents to be reviewed and signed as part of the purchase process. When...
Ali
The best time to invest in Canadian real estate was a decade ago, the second best time is now. For aspiring homeowners in Canada’s major cities, expensive home prices combined with worries that the...
Perch
Keep reading to find out how they’re different but equally important, and why you should consider both. Home insurance is what you would get to protect your home and its contents. It’s not...
Subscribe to receive Perch’s monthly Canada interest forecast newsletter (once a month only!) You will receive an email after you submit this form to finalize
So, if we aren’t already in a recession, economists admit that we’ll definitely see one in 2023. That means layoffs, asset depreciation, and tighter household
What type of documents do I need for proof of income when getting a mortgage? If you’re looking to get a mortgage, inevitably you will
If you don’t know the difference between getting a mortgage with the bank or getting a mortgage with a mortgage broker, then this article is
If you’re a beginner shopping for a mortgage, you’ve probably heard that you can go with a bank or with a mortgage broker, but
Most of us don’t deal with bank drafts on a regular basis. So if you’re not familiar with what they are or how it works,
First of all, what is mortgage default insurance? Mortgage default insurance (also known as mortgage loan insurance, or simply mortgage insurance) was put in place
So, lucky homeowner, you’ve got one property and are still paying off the mortgage. But while the market’s down a second property is looking more
So interest rates are on the rise, and the burning question for everyone with a variable rate mortgage and potential home buyers is: how high
Subscribe to receive Perch’s monthly Canada interest forecast newsletter (once a month only!) You will receive an email after you submit this form to finalize
