Buyers
Perch
“Am I supposed to change the furnace filters?” “Why can’t I leave my garbage at the curb a few days before pickup?” “Where am I supposed to put all the leaves after I’ve raked them?”...
Ali
Subscribe to receive Perch’s monthly Canada interest forecast newsletter (once a month only!) You will receive an email after you submit this form to finalize your newsletter subscription. *...
Perch
Here’s a checklist to see if you’re ready for homeownership Buying a home is a huge financial decision no matter your circumstances, so it’s worth it to be as prepared as possible before making...
Robert
Canada’s foreign buyer ban explained You may have heard it in the news, but now it’s official. As of January 1st 2023, the foreign buyer ban is in place in Canada. The foreign buyer ban...
Perch
Wait a minute… variable rates are now higher than fixed rates? The Bank of Canada recently announced their first, and possibly the last, rate hike of 2023 on January 25th, bringing the key rate to...
Ali
Getting your letter of employment for a mortgage One of the most tedious parts of the home buying process can be providing documentation to your mortgage lender in order to get approved for your...
Robert
Mortgage Lenders: Banks As a mortgage brokerage, we work with many financial firms that lend money, which of course includes banks! You may already know the difference between a bank and a mortgage...
Robert
Mortgage Lenders: Monoline lenders If you’ve read about the differences between a bank and a mortgage broker, you’ll know that there can be advantages to getting a mortgage from a lender other...
Ali
As a licensed mortgage broker and seasoned veteran of over 8 years in the industry, our very own Robert Malcolm has seen his fair share of mistakes by eager home owners that bit off more than they...
Detached homes, condominiums, town-homes, semi-detached, multi-family units; there are so many different types of properties in Canada, as a home-buyer it can be overwhelming trying
Whether you’re buying a home for the first time, or selling your property to move, dealing with a realtor to close the deal is almost
So you’ve decided to get your mortgage with a broker, maybe after reading about the savings you could get by shopping from multiple lenders and
So you’ve decided to go with a mortgage brokerage and all the advantages it has over a bank. Maybe you just read our article (link
Subscribe to receive Perch’s monthly Canada interest forecast newsletter (once a month only!) You will receive an email after you submit this form to finalize
So, if we aren’t already in a recession, economists admit that we’ll definitely see one in 2023. That means layoffs, asset depreciation, and tighter household
What type of documents do I need for proof of income when getting a mortgage? If you’re looking to get a mortgage, inevitably you will
If you don’t know the difference between getting a mortgage with the bank or getting a mortgage with a mortgage broker, then this article is
If you’re a beginner shopping for a mortgage, you’ve probably heard that you can go with a bank or with a mortgage broker, but
Most of us don’t deal with bank drafts on a regular basis. So if you’re not familiar with what they are or how it works,