Latest Mortgage Rate Outlook in Canada for January 2025
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Jessica Sarracini is a Senior Mortgage Advisor at Perch, with 8 years of mortgage underwriting experience. Jessica is well versed in personal and residential lending guidelines. She has over 12 years of banking experience in total, having previously worked at CIBC, BMO and Davis & Henderson. She is committed to helping clients build their real estate portfolios, finding solutions for even the most complex deals, and credit counselling.
is the Lead Product Designer at Perch. Before she started designing user experiences for digital products, Aysha illustrated children’s books, built brands and was largely involved with strategizing and bringing marketing campaigns to life. Since 2013, Aysha has worked with tech start-ups, design agencies and small businesses across the globe and helped bring their vision to life through beautifully crafted, engaging design experiences. Aysha is passionate about research, teaching and sharing knowledge both inside and outside the classroom. In her spare time, she likes to try out new vegan recipes, craft and scuba dive.
Subscribe to receive Perch’s monthly Canada interest forecast newsletter You will receive an email after you submit this form to finalize your newsletter subscription. *
Save money on your mortgage. Learn about what your payment could be at renewal and how you can save by renewing your mortgage with Perch.
Subscribe to receive Perch’s monthly Canada interest forecast newsletter (once a month only!) You will receive an email after you submit this form to finalize
In a time where home prices and mortgage loans are at an all time high, Canadians need to strategically consider what rate best suits their needs and what the rate forecast will look like in the...
Why Prepayment Terms Matter While there is no published research on this fact, the generally accepted measure in the market is that around 65% of Canadians will break their mortgage early during...
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Stay up to date on mortgage rates with our monthly newsletter
You’ll hear from us once a month, and can opt out anytime