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What we help with:

Finding a mortgage Save with our mortgage search engine
Mortgage rate forecast See where rates are projected to go next
Getting pre-approved See what you can afford to buy
Renewing a mortgage Compare rates or negotiate with your lender
Selling your home Explore options for your existing mortgage

Refinancing Access funds or lower your mortgage payment
HELOC/second mortgage Get financing and keep your current mortgage
Renovation financing Pay for upgrades using the value of your home
Debt consolidation Save on interest while paying off debt

Pathfinder View personalized mortgage offers
Mortgage calculator Estimate the cost of your monthly payment
First time home buyer calculator See if the incentive program is right for you

Mortgage affordability calculator See your maximum purchase price
Land transfer tax calculator View provincial and municipal tax costs
Closing cost calculator View total closing costs on a purchase

Rent vs buy calculator See which options is financially optimal
Home renovation calculator See how much home equity you can borrow
Mortgage penalty calculator Know the costs to break your mortgage

2023 Guide to buying a home What to expect from start to finish
Breaking your mortgage The costs and what you need to know
Canadian mortgage glossaryThe most common terms, simplified

Customer stories Read about homeowners we've helped
Blog All the tips and latest mortgage news
FAQ Learn more about Perch

About us Meet the team and our supporters
Media PR inquiries and where we've been featured
Bank of Canada interest rate schedule When is the next BoC rate announcement?

Solutions

Who we help:

First-time buyers
Homeowners
Landlords/investors
Non-salaried income
New to Canada

What we help with:

Finding a mortgage Save with our mortgage search engine
Mortgage rate forecast See where rates are projected to go next
Getting pre-approved See what you can afford to buy
Renewing a mortgage Compare rates or negotiate with your lender
Selling your home Explore options for your existing mortgage

Refinancing Access funds or lower your mortgage payment
HELOC/second mortgage Get financing and keep your current mortgage
Renovation financing Pay for upgrades using the value of your home
Debt consolidation Save on interest while paying off debt

Tools

Pathfinder View personalized mortgage offers
Mortgage calculator Estimate the cost of your monthly payment
First time home buyer calculator See if the incentive program is right for you

Mortgage affordability calculator See your maximum purchase price
Land transfer tax calculator View provincial and municipal tax costs
Closing cost calculator View total closing costs on a purchase

Rent vs buy calculator See which options is financially optimal
Home renovation calculator See how much home equity you can borrow
Mortgage penalty calculator Know the costs to break your mortgage

Learn

2023 Guide to buying a home What to expect from start to finish
Breaking your mortgage The costs and what you need to know
Canadian mortgage glossaryThe most common terms, simplified

Customer stories Read about homeowners we’ve helped
Blog All the tips and latest mortgage news
FAQ Learn more about Perch

About us Meet the team and our supporters
Media PR inquiries and where we’ve been featured
Bank of Canada interest rate schedule When is the next BoC rate announcement?

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Sign up

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Perch Pathfinder
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First Time Home Buyer Calculator
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Rent vs Buy Calculator

Closing Cost Calculator
Land Transfer Tax Calculator
Home Renovation Refinancing Calculator

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Regional tools

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Closing Costs
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Popular topics

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Canada housing market outlook 2023
British Columbia housing market outlook 2023
CMHC housing market outlook 2023
What you need to know about breaking your mortgage early
Ontario first-time home buyer guide 2023
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Alberta first-time home buyer guide 2023
How to buy a home: a step-by-step guide for first time buyers
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Canada housing market report 2023
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Bank of Canada Rate Announcement Schedule 2023
July 2023 Bank of Canada Interest Rate Announcement
The Smith Maneuver: What Is it?, How It Works?, and How to Use It?
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September 2023 mortgage interest rate forecast
Bank of Canada interest rate announcement June 2023
Interest rate predictions
Canada interest rate forecast
Halifax Nova Scotia real estate market outlook 2023
Hamilton Ontario real estate market outlook 2023
Brampton Ontario real estate market outlook 2023
What is mortgage investing?
Bank of Canada History 1935 to 2023
Windsor Ontario real estate market outlook 2023
What is the monthly payment on a $700,000 mortgage?

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100 College St Suite 150
Toronto, ON M5G1L5
support@myperch.io
1-844-415-8263

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Proudly Canadian
100 College St Suite 150
Toronto, ON M5G1L5
support@myperch.io
1-844-415-8263

Google Reviews

5.0

Perch Mortgages BBB Business Review

Home Buyers
Homeowners
Mortgage rates
About us
FAQs
Mortgage glossary

Login

Sign up

Subscribe

Stay up to date on mortgage rates with our monthly newsletter

You’ll hear from us once a month, and can opt out anytime

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