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What we help with:

Finding a mortgage Save with our mortgage search engine
Mortgage rate forecast See where rates are projected to go next
Getting pre-approved See what you can afford to buy
Renewing a mortgage Compare rates or negotiate with your lender
Selling your home Explore options for your existing mortgage

Refinancing Access funds or lower your mortgage payment
HELOC/second mortgage Get financing and keep your current mortgage
Renovation financing Pay for upgrades using the value of your home
Debt consolidation Save on interest while paying off debt

Pathfinder View personalized mortgage offers
First time home buyer calculator See if the incentive program is right for you
Mortgage calculator Estimate the cost of your monthly payment
Mortgage renewal calculator Can you afford to renew your mortgage

Mortgage affordability calculator See your maximum purchase price
Land transfer tax calculator View provincial and municipal tax costs
Closing cost calculator View total closing costs on a purchase
Rent vs by calculator See which options are financially optional

Home renovation calculator See how much home equity you can borrow
Mortgage penalty calculator Know the costs to break your mortgage

2024 Guide to buying a home What to expect from start to finish
Breaking your mortgage The costs and what you need to know
Canadian mortgage glossaryThe most common terms, simplified

Customer stories Read about homeowners we've helped
Blog All the tips and latest mortgage news
FAQ Learn more about Perch

About us Meet the team and our supporters
Media PR inquiries and where we've been featured
Bank of Canada interest rate schedule When is the next BoC rate announcement?

Solutions

Who we help:

First-time buyers
Homeowners
Landlords/investors
Non-salaried income
New to Canada

What we help with:

Finding a mortgage Save with our mortgage search engine
Mortgage rate forecast See where rates are projected to go next
Getting pre-approved See what you can afford to buy
Renewing a mortgage Compare rates or negotiate with your lender
Selling your home Explore options for your existing mortgage

Refinancing Access funds or lower your mortgage payment
HELOC/second mortgage Get financing and keep your current mortgage
Renovation financing Pay for upgrades using the value of your home
Debt consolidation Save on interest while paying off debt

Tools

Pathfinder View personalized mortgage offers
First time home buyer calculator See if the incentive program is right for you
Mortgage calculator Estimate the cost of your monthly payment
Mortgage renewal calculator Can you afford to renew your mortgage

Mortgage affordability calculator See your maximum purchase price
Land transfer tax calculator View provincial and municipal tax costs
Closing cost calculator View total closing costs on a purchase
Rent vs by calculator See which options are financially optional

Home renovation calculator See how much home equity you can borrow
Mortgage penalty calculator Know the costs to break your mortgage

Learn

2024 Guide to buying a home What to expect from start to finish
Breaking your mortgage The costs and what you need to know
Canadian mortgage glossaryThe most common terms, simplified

Customer stories Read about homeowners we’ve helped
Blog All the tips and latest mortgage news
FAQ Learn more about Perch

About us Meet the team and our supporters
Media PR inquiries and where we’ve been featured
Bank of Canada interest rate schedule When is the next BoC rate announcement?

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Closing Cost Calculator
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Regional tools

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Popular topics

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Canada housing market outlook 2023
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September 2023 mortgage interest rate forecast
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What is mortgage investing?
Bank of Canada History 1935 to 2023
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100 College St Suite 150
Toronto, ON M5G1L5
support@myperch.io
1-844-415-8263

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Proudly Canadian
100 College St Suite 150
Toronto, ON M5G1L5
support@myperch.io
1-844-415-8263

Google Reviews

4.9

Perch Mortgages BBB Business Review

Home Buyers
Homeowners
Mortgage rates
About us
FAQs
Mortgage glossary

Login

Sign up

Subscribe

Stay up to date on mortgage rates with our monthly newsletter

You’ll hear from us once a month, and can opt out anytime

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