Settle in to your new home faster
Here's your simplest path to Canadian homeownership. Qualify for more and get into the market sooner.
Maximize purchasing power
See your safe-to-bid price on any property
Same day pre-approvals
Get pre-approved online in as little as 20 minutes
Qualify for more
Get qualified for up to 50% more compared to going with your bank
Why Perch?
We look beyond just the banks to find the best mortgage offers. Review thousands of options with our mortgage search engine, then consult one of our mortgage advisors to strategize what’s right for you. From transferring your down payment to a Canadian bank, to establishing credit history or proof of income from an international employer, we’re with you at every step.
Trusted lenders
We know one size doesn’t fit all when it comes to mortgages, so we look beyond just banks to find the best mortgage offers. With access to A, B, and Private lenders, we can offer you more mortgage options than the banks.
Don’t just take
our word for it
“It was only because of the extensive experience and guidance of Perch that I got through every obstacle, ending with us finally buying our forever home. Perch fought for me to get the best deal, and I'm extremely grateful.”
Abdul Toronto, ON
Calculators and tools:
Resources
The Bank of Canada cuts interest rates on...
Save money on your mortgage. Learn about what your payment could be at renewal and how you can save by renewing your mortgage with Perch. Sign up for free The Bank of Canada announced on December...
The Bank of Canada cuts interest rates on October...
Save money on your mortgage. Learn about what your payment could be at renewal and how you can save by renewing your mortgage with Perch. Sign up for free The Bank of Canada announced on October...
The Bank of Canada cuts interest rates on...
Save money on your mortgage. Learn about what your payment could be at renewal and how you can save by renewing your mortgage with Perch. Sign up for free The Bank of Canada announced on September...
The Bank of Canada cuts interest rates on July...
Save money on your mortgage. Learn about what your payment could be at renewal and how you can save by renewing your mortgage with Perch. Sign up for free The Bank of Canada announced on July...
The Bank of Canada cuts interest rates on June 5,...
Save money on your mortgage. Learn about what your payment could be at renewal and how you can save by renewing your mortgage with Perch. Sign up for free The Bank of Canada announced on June 5th...