The smart way to save money
Reduce your monthly payments or access home equity to buy, renovate or invest.
Instant mortgage rate quotes
Simplify your renewal with our mortgage search engine
Maximize purchasing power
See your safe-to-bid price on any property
Qualify for more
Get qualified for up to 50% more compared to going with your bank
Why Perch?
We look beyond just banks to find the right mortgage for you.
Using technology, we’re able to review thousands of mortgage options from A, B, and private lenders in seconds to optimize your financing strategy. Along with the support of a dedicated mortgage advisor, we’ll help you make an informed decision to protect your largest asset.
Trusted lenders
We know one size doesn’t fit all when it comes to mortgages, so we look beyond just banks to find the best mortgage offers. With access to A, B, and Private lenders, we can offer you more mortgage options than the banks.
Don’t just take our word for it
“We used Perch to refinance our property. Perch made our experience easy to follow and choose the best option for us including recommending a lawyer.”
Peter Toronto, ON
“The web experience also made things really comfortable and I really appreciated being able to clearly see and identify the steps needed to get to closing.”
Angelina Calgary, AB
Calculators and tools:
Mortgage affordability calculator
Get insight into whether your can afford to renew your mortgage as well as options to reduce your payment.
Resources
The Bank of Canada cuts interest rates on...
Save money on your mortgage. Learn about what your payment could be at renewal and how you can save by renewing your mortgage with Perch. Sign up for free The Bank of Canada announced on December...
The Bank of Canada cuts interest rates on October...
Save money on your mortgage. Learn about what your payment could be at renewal and how you can save by renewing your mortgage with Perch. Sign up for free The Bank of Canada announced on October...
The Bank of Canada cuts interest rates on...
Save money on your mortgage. Learn about what your payment could be at renewal and how you can save by renewing your mortgage with Perch. Sign up for free The Bank of Canada announced on September...
The Bank of Canada cuts interest rates on July...
Save money on your mortgage. Learn about what your payment could be at renewal and how you can save by renewing your mortgage with Perch. Sign up for free The Bank of Canada announced on July...
The Bank of Canada cuts interest rates on June 5,...
Save money on your mortgage. Learn about what your payment could be at renewal and how you can save by renewing your mortgage with Perch. Sign up for free The Bank of Canada announced on June 5th...