See today's lowest mortgage rates in Canada. Starting at 4.79%

Pre-approvals in 20 minutes

Hardbacon has partnered with Perch to help make finding a mortgage faster and easier. With Perch, you can get a same day pre-approval and a mortgage approval in less than 48 hours.

Hardbacon x Perch

Today’s best
mortgage rates

5-year variable:

4.80%

5-year fixed:

4.79%

Who is ?

Perch is a technology platform that provides buyers and owners the financial insights they need to build wealth through real estate.

With our analytics platform, you'll be able to:

  • Have a personalized step-by-step plan that helps you reach your real estate goals
  • Easily compare options from multiple lenders
  • Conveniently have important documents and details all in one platform

Trusted lenders ​

We know one size doesn’t fit all when it comes to mortgages, so we look beyond just banks to find the best mortgage offers. With access to A, B, and Private lenders, we can offer you more mortgage options than the banks.

Lower rates

Using technology and automation, we can help you get a mortgage rate that’s best for you at a lower cost.

Perch can reduce costs to lower the required commission and pass on the savings to homeowners via a lower mortgage rate. So you get an equivalent (or even better!) product at a lower cost.

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Group 991(2)
homeowners looking at mortgage payments online

Get the answers you’re looking for today

Want to know more? Speak to one of our advisors. We’re here 7 days a week.