Buy your first home with confidence
See what you can afford and get into the market sooner. Perch puts you on the simplest path to homeownership.
Maximize purchasing power
See your safe-to-bid price on any property
Same day pre-approvals
Get pre-approved online in as little as 20 minutes
Qualify for more
Get qualified for up to 50% more compared to going with your bank
Why Perch?
Buy wisely, and optimize your financing strategy. We’ve got all the insights you need to choose the right mortgage. Our mortgage search engine reviews thousands of offers from lenders, including Canada’s biggest banks, in seconds.
Sign up and get a same-day pre-approval, maximize your purchasing power and chat 1:1 with a mortgage advisor, all on one seamless platform.
Trusted lenders
We know one size doesn’t fit all when it comes to mortgages, so we look beyond just banks to find the best mortgage offers. With access to A, B, and Private lenders, we can offer you more mortgage options than the banks.
Don’t just take our word for it
“We are so glad that we used Perch for our first home buying experience. My advisor was professional, responsive and extremely helpful as we tried to navigate the ins and outs of the hectic Ontario housing market”
Emily Toronto, ON
“Really happy with Perch for all their help when buying my first home. If you are worried about getting a good mortgage, or need help navigating the purchase of a home, then use Perch”
Alan Calgary, AB
Calculators and tools:
Resources
The Bank of Canada cuts interest rates on...
Save money on your mortgage. Learn about what your payment could be at renewal and how you can save by renewing your mortgage with Perch. Sign up for free The Bank of Canada announced on December...
The Bank of Canada cuts interest rates on October...
Save money on your mortgage. Learn about what your payment could be at renewal and how you can save by renewing your mortgage with Perch. Sign up for free The Bank of Canada announced on October...
The Bank of Canada cuts interest rates on...
Save money on your mortgage. Learn about what your payment could be at renewal and how you can save by renewing your mortgage with Perch. Sign up for free The Bank of Canada announced on September...
The Bank of Canada cuts interest rates on July...
Save money on your mortgage. Learn about what your payment could be at renewal and how you can save by renewing your mortgage with Perch. Sign up for free The Bank of Canada announced on July...
The Bank of Canada cuts interest rates on June 5,...
Save money on your mortgage. Learn about what your payment could be at renewal and how you can save by renewing your mortgage with Perch. Sign up for free The Bank of Canada announced on June 5th...