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First National mortgage rates

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First National mortgage information

First National was founded in 1988 and is Canada’s largest non-bank mortgage lender that offers residential and commercial mortgages. Their head office is located in Toronto, Canada and have offices across Canada in Calgary, Vancouver, Halifax and Montreal. Their TSX symbol is FN.

Some of their services include:

  • Commercial mortgages
  • Residential mortgages

What are the types of First National mortgages?

First National provides residential and commercial mortgages. They offer fixed mortgage rates and variable mortgage rates.

What is a B lender mortgage?

A B lender mortgage is any mortgage funded through a non-traditional bank or lending sources but is still governed by B-20 guidelines. B lenders include Trust Companies, tier B banks, monoline institutions and credit unions. B lenders will cater to borrowers who don’t fit within the guidelines of an A lender, such as those with low credit, non-qualifying income or other challenges that could cause them to be declined by an A lender.

Are First National mortgage rates higher or lower than other banks and lenders?

Rates tend to vary depending on a multitude of factors such as down payment and Loan to Value, term length, and intention for the property, rather than lender to lender. It’s important to shop around and compare mortgage rates from multiple lenders so you can find the best mortgage rate for you.

How do I get a mortgage from First National?

First National does not provide products directly to home buyers, so to get a mortgage with them, you will need to work with a mortgage broker. Your mortgage broker will help you negotiate with your chosen lender to help you get the best rate.

How can I renew my First National mortgage?

You will get your Renewal Agreement in the mail or electronically before your maturity date on your current term. Upon renewal you might have the opportunity to adjust your mortgage so that it can better suit your needs. You can call or email them to speak to a mortgage specialist to discuss your options.

Are First National mortgages portable?

Yes, if you already have a First National mortgage for your current home, you can port your mortgage when you move.

How can I view First National mortgage offers?

You can view First National mortgage offers by using our Pathfinder tool. This tool will allow you to quickly see your available mortgage offers in just a few clicks.

How do I view my mortgage statement from First National?

Through My Mortgage by First National, you can view your mortgage details, statements and review your mortgage account. You can also manage your payments and update your information at any time.

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