You can get a mortgage from BMO by contacting the bank directly or work with one of their mortgage advisors.
A mortgage broker is a licensed professional who helps you connect with lenders and find the best mortgage offer based on your financial situation and goals. They’ll help you compare mortgage rates and products between different lenders, and also give you the opportunity to speak with an independent mortgage expert. Some lenders might not work with brokers but it might be beneficial for you to speak with one to see what else is available.
Canadian Western Bank
XMC Mortgage Corporation